10 ways the right advice can help protect your charity

You arrange insurance to protect the important mission your charity has and to fulfil your duty in managing risk effectively. However insurance can be complex – without the help of a professional adviser it can be easy to overlook an area of cover, miss a policy exclusion, or misunderstand the cover you’ve been sold. It can also be easy for an insurer to misunderstand your organisation’s needs. Tim Larden, a Director at charity-specialist insurance broker, Access Insurance, takes us through 10 common and costly mistakes that would lead to a situation where your claim is not paid out.

Amongst these, we’ll cover:

- What the Insurance Act and what it means for you

- Getting the right cover that meets the needs of your organisation

- Understanding the documents: Exclusions, endorsements and insurance schedules

- Getting the claims process right